
Live online intro · Wednesday 20 January 2027 · 7.30pm to 8.30pm
A 60-minute live session with money coach Luca Caruana. Find out what you could realistically earn on the side, what stops most people from ever starting, and how to take your first step.
Live online intro · Wednesday 20 January 2027 · 7.30pm to 8.30pm
A 60-minute live session with money coach Luca Caruana. Find out what you could realistically earn on the side, what stops most people from ever starting, and how to take your first step.
Your €25 comes off the programme fee if you decide to join.
Earning something extra. Building something that's yours.
Maybe you even have an idea. Then work, family and life get in the way. And the questions start.
You're not alone. Most people who want a side hustle never start.
Not because they lack talent. Because nobody showed them how.

I started with €50 a month and a lot of late evenings.
I built Money Coaching Hub on the side, alongside a full-time job, two kids and Monipal, the financial wellbeing platform I lead. Step by step, it grew to €5,000 a month. I made plenty of mistakes along the way. I'll share those too.
[Add from January: “In December 2026, I left my full-time job to go all in on what I built on the side.”]
Because people who commit, show up. I want a room full of people who are serious about starting.
And if you join the programme, your €25 comes straight off the fee. So if you're in, the intro is free.
No. Most people come without one. The quick exercise helps you find a starting point.
I'll tell you about the programme in the last 10 minutes. The rest is real, useful content you can act on, whether you join or not.
Yes. The same things that stop people starting often stop side hustles from paying.
Join the notify list and you'll hear about the next intro.
Wednesday 20 January 2027 · 7.30pm to 8.30pm · Live online
Founding cohort · 6 Wednesday evenings, 17 February to 24 March 2027 · Live online · 15 places
A hands-on programme for people with a full-time job and a full life. One evening a week, you'll find your idea, price it, build your brand and reach your first customers, step by step, with money coach Luca Caruana.
Founding price, first cohort only. Pay in full or in 2 instalments. Came to the intro? Use your €25 code.
It's not for you if you're looking for a get-rich-quick scheme, or you want someone to build it for you.
I built Money Coaching Hub from €50 a month to €5,000 a month, on the side, with a full-time job, two kids and Monipal. Every week, I'll show you what I did, what I charged, and what I'd never do again.
You don't just learn. You do it, live, with me. Every week you leave with something done: your idea, your price, your bio, your first message to a customer.
Most programmes skip it. Pricing. Undercharging. Feeling awkward charging friends. What the extra income should actually do for your life. As a money coach, this is my home ground.
One 90-minute evening a week. One small action, about 2 hours. That's it.
17 February to 24 March 2027 · Live online
Your Life Inventory: what you're good at, what you enjoy, what people already ask you for
Talk to real potential customers before building anything
One clear offer, and a price you can say without apologising
One platform, your story, your bio and first posts, with AI and free tools
Reaching your first customers through people you already know
Go public, set up a simple money system, plan your next 90 days
Plus two guest speakers who built their own side hustles in Malta names TBC.
30 days after launch, we meet again as a group to share results and fix what isn't working. Then you join the alumni community: side hustlers from every cohort, where wins get celebrated and nobody builds alone.
Book a 30-minute follow-up call with me at the alumni rate.

I started Money Coaching Hub with €50 a month. Step by step, alongside a full-time job, two kids and Monipal, it grew to €5,000 a month.
Every week, I'll open with a chapter of that story. How I found my idea. What I first charged. Where my clients came from. And the mistakes that cost me the most, so they don't cost you.
[Add from January: “In December 2026, I left my full-time job to go all in on what I built on the side.”]
One 90-minute live session a week, plus about 2 hours for that week's action.
Yes. Week 1 is all about finding it.
Every session is recorded and shared in the cohort group.
No. If you can use WhatsApp and your phone's camera, you can do this. We use free tools, and AI does the heavy lifting.
The aim is under €100, using free and low-cost tools.
Honest answer: that depends on your idea, your effort and your market. What I can promise is that by week 6, you'll have a real offer, a price, and your first customer conversations already started.
You'll get a one-page checklist on the basics, and we'll point you to an accountant for your own situation.
Refund policy to confirm.
Founding cohort · Starts Wednesday 17 February 2027 · 15 places